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How Oil Prices Affect the Housing Market

How Oil Prices Affect the Housing Market

Most of us rejoice when the prices at the pump go down. To use that means freed-up cash in our personal economy. When we’re consider buying or selling a home, however, the price at the pump can impact our bottom…

8 Creative Tips on Saving for a Down Payment

8 Creative Tips on Saving for a Down Payment

You’re finally ready to think about buying a home, but you doubt your ability to save up the necessary down payment. Twenty percent of even a modest home can seem out of reach for first-time homebuyers. Here are some creative…

Tax Considerations for Home Sellers

Tax Considerations for Home Sellers

Now that the wrapping is all of the gifts and the tree is looking a little bedraggled, it’s time to take a look at your end of the year financial picture. Congress recently passed a bill extending a collection of…

2015 Programs for Home Buyers

2015 Programs for Home Buyers

Although the federal government has offered homebuyer programs in the past, for Tax Year 2015, most of the available home buyer programs will be at the local and state levels. State and local agencies, along with lenders and non-profit organizations…

What Does the Cost of Living Index Mean?

What Does the Cost of Living Index Mean?

The cost-of-living index measures the relative cost to live in a certain region. There are several theories about how to arrive at the cost-of-living index, but in general it measures the differences in the cost for goods or services required…

Small Changes Look Big in Your Home

Small Changes Look Big in Your Home

Maybe when you bought your home, you dreamed of growing old there. You envisioned future generations coming to visit and saw yourself establishing lifelong neighborhood friends. However, as much as you still love it, over time, your home may have…